Many Indiana drivers that currently have their license suspended will need either an SR50 or SR22 state filing attached onto their auto insurance policy to get their drivers license reinstated. Although this is a very simple process, There's not that much information out there regarding SR50's/SR22's that offer much help in guiding you through the process. This article will better help you understand how both the SR50 and SR22 auto insurance filings work, and what you need to know to get the proper coverage you need at an affordable rate.
What is an SR50?
An SR50 attaches on to an auto insurance policy. Once you buy an auto insurance policy with an SR50 attached to it, the company is required to notify the Indiana BMV that you have purchased at least state minimum auto liability insurance coverage. Think of it as proof of auto insurance in the present.
What is an SR22?
This is very important:
Why this is important?
Because many companies do not offer SR50 filings.... They only offer SR22's.
How do I set up an SR50 or an SR22 state filing?
I hope this helps you make sense of Indiana state auto insurance filings. If you have any other questions, feel free to give me a call or drop an email. I will be happy to answer any questions you have.
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Dan Lyles is an Independent Insurance Agent serving Ohio, Indiana, Michigan, Pennsylvania, Virginia and West Virginia..