When getting an online motorcycle insurance quote in Michigan, you may be confused with the difference between medical benefits coverage and medical payments coverage. In any other state, only one or the other is offered. But in Michigan, both are offered. This article will explain the difference between medical benefits and medical payments coverage, and how the new no helmet law comes into play. There is only one difference between medical benefits and medical payments coverage: There is no time limit on medical benefits coverage. Medical payments coverage ceases 3 years from the date of the accident. That is the ONLY difference between the two coverages.
There are some other things to keep in mind:
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Dan Lyles is an Independent Insurance Agent serving Ohio, Indiana, Michigan, Pennsylvania, Virginia and West Virginia..