Getting the right coverage for golf cart insurance at a low premium can be done as long as you know what you're doing. There are three key points that you need to know before you buy golf cart insurance. There are major differences between one golf cart insurance policy and the next that you need to be aware of:
1. Buying a standalone golf cart insurance policy is far better than attaching your golf cart to a homeowners policy. I cannot stress this enough. When a golf cart is attached to a homeowners insurance policy coverage is sometimes very limited. These limitations, depending on the company, can include:
2. Standalone golf cart insurance also offers additional optional coverages that aren't offered on a homeowners attachment. Many of these options are very inexpensive. These include: uninsured motorist coverage medical payments coverage standalone insurance also offers accessory coverage for free up to a certain amount if you have comprehensive & collision coverage.
3. Because golf carts are considered off-road vehicles, premium for coverage off on any golf cart is much lower comparable to an auto or motorcycle. In fact, most stand alone golf cart insurance policies cost less than $100 a year even for some of the highest coverages.
If you would like to get a golf cart insurance quote with my agency simply click on the link below and as always I handle all quotes personally and privately.
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Dan Lyles is an Independent Insurance Agent serving Ohio, Indiana, Michigan, Pennsylvania, Virginia and West Virginia..