Employment Practices Liability Insurance (EPLI) covers an employer and its employees against claims made by current, former or potential employees for actual or alleged claims involving the following:
EPLI is not new. It's been around over two decades. EPLI started as an add-on endorsement option on a Business Owner's Policy. But over time, these type of lawsuits have become more common to the point where broader and more complete coverages were needed. This is how EPLI evolved from being an add on to becoming a stand alone policy of its own.
Purchasing stand alone EPLI insurance provides coverage options that are not usually offered with EPLI as an attachment to a Business Owner's policy:
If your business is located in Ohio, Michigan, Pennsylvania, Indiana, Virginia or West Virginia, you can get a fast EPLI quote with my agency to see how stand alone EPLI rates compare. These policies can be tailored to the smallest business with just a couple of employees to a large business with up to 250 employees. I handle all quotes personally and privately.
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Dan Lyles is an Independent Insurance Agent serving Ohio, Indiana, Michigan, Pennsylvania, Virginia and West Virginia..