RV insurance in Ohio: Keys to Getting Specialized Coverages at Low Rates

Before you buy insurance on your RV, travel trailer or fifth wheel camper, you want to make sure that you have the right coverage. Here in Ohio, there are specialized coverages that are offered for RV's, motor homes, fifth wheel campers and travel trailers that are not available in other types of insurance.
These specialized coverages include but are not limited to:

• Total Loss Replacement (for new RV's) - This will replace a totaled RV with a similar new one.
• Emergency Vacation Expense - pays for food and lodging if your RV were to get damaged on a trip.
• Full Timers Package - Gives extra coverage to those who use their RV as a home
• Disappearing Deductibles - Each policy period that you go claim free, a percentage of your deductible will be reduced (the percentage varies from one company to the next).
• Personal Items Coverage - again, varies by company
• Zero deductible windshield coverage
• 24 hour roadside assistance

     Don't make the mistake of thinking that these coverages are expensive "add-ons". Many of these specialized coverages are surprisingly inexpensive. Most of the above coverages are as low as several dollars per year.


Also, once you're aware of the different coverages available, it is important to shop around with other RV insurance companies to find the best rate. Or simply get a quote with an independent insurance agent who can do the shopping around for you.

Insurance companies all have different tastes for what types of RVs they like to ensure. That's why getting a quote with multiple companies helps you find the best rate. To get an RV quote with my agency, simply click on the link below. I will find you the company with the best rate!


Get an RV Insurance Quote with Lyles Insurance


​Call me for a Quote




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8 Point Checklist to determine a good RV Insurance policy from a lousy one

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