Acquiring snowmobile insurance in Michigan is relatively easy. But getting the right coverage at the right price can be a bit more challenging. Many snowmobile owners simply attach their snowmobile onto their homeowners insurance policy. Be warned, coverages are not the same when attached to a homeowners policy as if you bought stand alone snowmobile insurance coverage. Not even close!
These are the top 7 reasons why a snowmobile in Michigan is better off insured with a stand alone policy than it is being attached to a homeowners policy. Most all of stand alone snowmobile insurance policies have these coverages listed below, but a snowmobile attached to a homeowners insurance usually offers only limited coverage, or no coverage at all on any of these:
.......... from checking out the list above, you may be very surprised to see how little coverage your snowmobile insurance policy covers when attached to a homeowners policy. What may surprise you even more is the fact that the cost of stand alone snowmobile insurance coverage is really not that much more,if at all.
If you would like, I will be happy to quote you with the insurance companies I have that carry snowmobile insurance. All companies are stand alone snowmobile policies and they all offer most, if not all of the benefits I've listed above. And as always, I handle all quotes personally and privately.
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How-To Guide for Buying Michigan Snowmobile Insurance Online
Dan Lyles is an Independent Insurance Agent serving Ohio, Indiana, Michigan, Pennsylvania, Virginia and West Virginia..