It is very common for Michigan boaters to simply attach their boat insurance on to a homeowners policy. And sometimes this does save a few bucks. However as you will find out stand alone boat insurance coverage offers much more protection than boat insurance attached to a homeowners policy.
Boat insurance policies vary from company to company but in general, boat insurance that is attached to a homeowners policy has some serious shortcomings:
SUMMARY: Not all boat insurance policies are the same. Be sure to take a close look at your policy provisions before you sign on the dotted line. In most cases, you will be surprised to find out how more more coverage is available for about the same amount of money.
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Dan Lyles is an Independent Insurance Agent serving Ohio, Indiana, Michigan, Pennsylvania, Virginia and West Virginia..