Is There an Ohio Auto Insurance Company that Does Not Run Credit?

Is there an Ohio Auto Insurance Company that Does Not Run Credit?
    One of the most common search inquiries auto insurance consumers are looking for is auto insurance companies that do not run credit. This can be very challenging because 92% of all auto insurance companies run credit to some degree.
    However, there are a few companies out there that do not factor credit in at all towards your auto insurance rate. However, understand that by limiting yourself only to companies that don't run credit may end up costing you a higher rate.
   
   The Great Credit Myth!
  
If you only want to get an auto insurance quote with companies that don't run credit, that's fine. But understand that there is a lot of false information out there concerning auto insurance and credit reports:

• The way auto insurance companies run credit is nothing like the way lenders run credit.
• Insurance companies do not use FICO scores (which is known as a "hard credit pull"). The type of credit check that insurance companies run is known as a "soft credit pull", meaning that the standards are much less strict.
• Contrary to popular belief, "soft credit pulls" do not negatively affect your credit rating or FICO score.
• Many people who might have low FICO scores would be surprised to learn that they still score high ratings with soft credit pulls.
• Some insurance companies put much more weight into credit than others. Companies who use independent agents tend to make credit much less of a factor in terms of calculating auto insurance rates than companies that only allow an agent sell for their company.

  
    Where can I get an auto insurance quote without running my credit?


   If you're still convinced that you would only like to quote with auto insurance companies that don't run credit, I will be happy to oblige. Simply click on the link below and fill out the quote form. At the bottom of the form, there is a box to enter comments and requests. Simply mention that you only want quoted with companies that do not run credit. I will only quote you with those companies, and find you the lowest rate.




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