How Much does Ohio SR22 Insurance Cost?

​How much does Ohio SR22 insurance cost?


   There are numerous factors that determine SR22 rates:

• Your driving record & the reason you need the SR22 filing in the first place.
• Your age, gender and marital status.
• Location where you live.
• Type of policy you have set up to satisfy the SR22. Your situation and the number of vehicles you own (if any) will determine the type of policy you need.

  
Which company has the cheapest SR22?
  
There is no single company that comes up the cheapest for everyone. Not even close! Each company has their own tastes, as far as what they like and don't like in terms of risk. So the best way of finding the lowest rate is to find an independent agent who carries several SR22 friendly companies and can shop for the best rates for you.




How long do I need to carry an SR22 in Ohio?


That also depends on several factors. But the majority of SR22 filings are required for 3 years (I've seen them go up to 5 years). To find out how long you need to carry an SR22, you can access the Ohio BMV online and get a free two-year drivers abstract, which will list when your SR22 requirement expires.




How do I file the SR22?


There are two ways, a fast way an and easy way:

• Fast way: once you purchase auto insurance (or bond) with an SR22 attached, your agent should be able to email or fax you the paperwork. Take the paperwork personally to the BMV and they will process it on the spot. However, I use the word "fast" very loosely here! I am well aware of some of the long lines at certain BMV locations. Because of that, the "easy" is usually the most popular option.
• Easy way: simply do nothing! The company will electronically file the SR22 to the BMV for you. It usually takes the BMV 1, sometimes 2 business days to process your SR22 this way.

 Where can I get an online SR22 quote?


 My agency offers online SR22 quotes. When you fill out one short quote form on one of the links below, I will run your quote with my companies, and find you the company with the best rate. And as always, I handle all quotes personally and privately.



Get a quote from Lyles Insurance here if you own a vehicle


Get a quote from Lyles Insurance here if you DON'T own a vehicle


Call me for a Quote



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Related Blog Articles:

What is an Ohio SR22 Bond?

How much does SR22 bond insurance cost in Ohio?

Out of State SR22 Auto Insurance Filing: Living in one state and needing an SR22 filing in another

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