So you're at the final stages of your license suspension, and you are real close to having your license reinstated. Once you place an Ohio SR22 bond into effect, you're good to go! Keep in mind that the advice I'm giving here is assuming the following:
The final thing that you need to do to get your license reinstated is to put in an Ohio SR22 filing into effect. You do this buy either purchasing regular auto insurance or a financial responsibility bond, depending on whether or not you own a vehicle (more about that later).
The most common questions I get concerning Ohio SR22 filings include:
How long before my license is valid again once I purchase the SR22 Bond?
You have two options of how to file your SR22 filing: The fast way or the easy way.
The fast way process involves you making a trip to your nearest Ohio BMV reinstatement center. With this process, once you buy a policy with an SR22 attached to it, I can email or fax you out the SR22 paperwork you need within minutes. You then take the paperwork to the BMV personally, and they will process your SR22 and reinstate your license right then and there. (Note: I do realize that many Ohio BMV reinstatement centers have very long lines to wait in, so I'm using the term "fast" very loosely here).
The easy way is to simply do nothing. Once you purchase an Ohio SR22 filing, the insurance company will automatically file your paperwork to the Ohio BMV electronically. The turnover time in which this part is done varies from company to company. But most generally, it is filed if not immediately, it is filed at the end of a business day or first thing the next morning. It is the turnover time that the Ohio BMV takes to process your SR22 paperwork that takes the majority of the time. But in most cases, they generally get everything taken care of within one business day.
Can I purchase an SR22 bond and reinstate my license on the same day?
Yes you can. Of course, this is assuming that you are going to choose the fast method and that you have bought the bond early enough in the day to be able to print out your paperwork and take it to the BMV to have it processed. In some cases, you may also be able to be reinstated on the same day using the easy method. However, that is really pushing it. More than likely it will be the next business day before the SR22 processes via the easy method.
How should I set my Ohio SR22 Bond up?
This depends on whether or not you own a vehicle. Vehicle owners need to purchase a regular auto insurance policy, and attach the SR22 filing to it. Non vehicle owners need to purchase a financial responsibility bond (a named operators policy or broad form named driver policy will work also) and attach the SR22 filing to it. If you're looking to get an SR22 quote, I have provided links for both below.
Once I purchase the SR22, can I go ahead and drive?
Absolutely not! .... Until the BMV processes your SR22 paperwork, your license is still officially suspended. So if you get pulled over, the police are still going to pull up that your license is suspended when they run your license number. So before you get behind the wheel, make absolutely sure that your license has been processed and is valid again. You can easily check to see if your license is valid by visiting the Ohio BMV website.
If you would like to get an Ohio SR22 quote with my agency, the companies I carry do all transactions in real time, and email the Ohio BMV very quickly. Once I receive your quote information, I will run your information through my auto insurance companies and find you the company with the lowest rate.
To get a fast online Ohio SR22 quote, click on one of the two links below:
Get an Ohio SR22 Auto Insurance quote with Lyles Insurance here if you own a vehicle
Get an Ohio SR22 Bond quote with Lyles Insurance here if you do not own a vehicle
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Dan Lyles is an Independent Insurance Agent serving Ohio, Indiana, Michigan, Pennsylvania, Virginia and West Virginia..