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Ohio BMV Link: https://services.dps.ohio.gov/BMVOnlineServices/DL/Abstract
Hello! I'm Dan Lyles with Lyles Insurance. And in this video we're going to answer a frequently asked question: How long do you have to have an SR22 in Ohio? We're going to show you an easy way to quickly look up whether or not you need an SR22, and if so for how long.
So, as far as the length of time you need to carry an SR22 …. not always, but the vast majority of drivers are required to carry an SR22 for three years. And it's very important that you know the exact expiration date of when those three years are up. Because if you cancel an SR22 filing too early, your license will be suspended again. And if you keep it going longer than you have to, you're probably paying more money than what you need to be. So I'm going to show you how to quickly find out whether or not you need an SR22. And if so, exactly for how long you need to carry it.
Many drivers need an Ohio SR22 filing to reinstate their driver's license. An SR22 is not auto insurance itself. It simply attaches on to either an auto insurance policy or a Financial Responsibility Bond. Either one will get your license reinstated. It's basically the BMV’s way to keep dibs on you. To make sure you're carrying at least eight minimum liability auto insurance coverage. And they also keep track of you, to make sure you don't drop it during the time that you're required to carry an SR22.
As I mentioned before, it's very important that you know the exact expiration date of your sr22 filing requirement. So the next few slides I'm going to show you exactly how to do that. We're going to visit the Ohio BMV's website. You'll come to a page to where you need to enter your birth date, driver's license number or state ID number, and the last four digits of your social number. So have those ready in case you don't have them memorized. Let's get started….
Slide 5 :
The web address you see here in yellow. That’s the page you want to visit. It is not the Ohio BMV's home page. I skipped ahead of that and took you straight to the page that you're wanting to get to. I'm also going to include this in the description and transcription at the bottom. So that will make it easy for you to either click on or copy it and paste it.
Then once you get to that page you should see a screen that looks like this. And I'll blow this up a little bit so you can see it better.
So inside the box you'll see you have a choice of two options which ones to click on. Either one will show your SR22 information. But unless you need a three year copy of your driving record, I suggest you click on the bottom “unofficial” copy simply because it's free. If you click on the top link, they're going to charge you $5.
On this next page you'll see the top tab “driver license” information. Simply fill that out and then click the “continue” button at the bottom of the page. And then you'll go to your results. Now, in the next two slides I've given you two different examples of results. The first slide is just going to have someone who does not need an SR22 filing. The second one, it is a driver who does need an SR22. That way you can see the difference between the two.
So this is what it will look like if you do not need an SR22. You'll see it has license status as valid, no restrictions, and you don't see a tab heading “withdrawals” like you will on the next slide of somebody who needs an SR22.
So for a driver that needs an SR22, the results page will look similar to this. You'll see where license status is suspended. And just to the right of that, you'll see a tab “view reinstatement requirements”. While you're at this page, it's probably not a bad idea to look at those real quick just to make sure there's nothing besides the SR22 filing that you need to take care of before they give you your license back. So anyways, here's what we're looking for in the “withdrawals” heading. You'll see it posted twice, up at the top, “FRA”. That stands for financial responsibility. I have no idea what the “A” stands for. But anyways, you see here that it's required until March 17th of 2020. And it'll say that again here at the bottom of the tab “FRA End”, same date. So that's how you find out exactly how long you need to carry an SR22 filing.
So I hope you've learned from this video what you need to know about finding out your SR22 filing information with the state BMV. If you'd like for me to run a quote for you personally for a policy with an SR22, click on one of the two links that I've got listed here. I will also have them posted on the bottom of the blog, or the YouTube description page. Or, if you just have any questions or want to get a quote by phone, I've also posted my phone number. Thank you for watching and have a great day!
Dan Lyles is an Independent Insurance Agent serving Ohio, Indiana, Michigan, Pennsylvania, Virginia and West Virginia..