If you require an SR22 filing in the state of Ohio but you do not own a car, there are two options that will satisfy the requirement. The first option is a Financial Responsibility Bond. The second option is a Named Operator auto insurance policy.
What's the difference between a financial responsibility bond and a named operator policy?
Some other key points to know about the similarities
If you're just looking for the cheapest way to keep an SR22 filing in force, a financial responsibility bond is the cheaper option. However, you're normally limited to state minimum liability coverage and that's it! Some drivers are ok with that, knowing that the vehicle owner has better primary auto insurance coverage. However, if you want to add uninsured motorist and/or medical payments coverage, you will need to go with the named operator policy.
Click here to get a quote for a financial responsibility bond.
Click here to get a quote for a named operator policy.