Out of state SR22 insurance filings can be difficult to find in any state, and Ohio is no different. There are two primary reasons for this:
That leaves only a handful of companies who will accommodate out of state SR22 filings. Fortunately, there are enough of those companies in Ohio that it is still possible to get an affordable rate.
How are premium rates calculated for policies with out of state SR22 filings?
The way insurance companies calculate out of state SR22's is no different than the way they calculate in state SR22's. The only difference is that you will most likely be required to increase your liability coverage, which will cost a little bit more. That's because every state has their state own minimum liability requirements. Whichever state's minimum liability requirement is higher between Ohio and the state you need the SR22 in, that's the level of liability coverage that you have to go with. Ohio has one of the lowest liability requirements in the nation.
Where do I get a quote for an out of state SR22 filing?
You need to find an agent that is licensed in Ohio (not the state you need the SR22 filing in). Furthermore you need to find an independent agent (not an agent who only sells for one company. Most of those companies will not write an out of state filing).
My agency has several companies that write out of state SR22's. How many companies depends on the state you need the SR22 filing in. But I can write an out of state filing in any state that has SR22's.
If you would like to get a fast online quote, I will find you the company with the best rate.
If you own a vehicle, or have a vehicle registered in your name, click on this link to get an out of state SR22 Quote.
If you DO NOT own a vehicle, click on this link to get an out of state SR22 quote.
Where can I buy an out-of-state SR22 auto insurance filing?
Out of State SR22 Auto Insurance Filing: Living in one state and needing an SR22 filing in another
Dan Lyles is an Independent Insurance Agent serving Ohio, Indiana, Michigan, Pennsylvania, Virginia and West Virginia..