Can I buy Auto Insurance with a suspended license?

Short answer: Yes, you can! But conditions apply…. Here’s the deal …..
 
There are many auto insurance companies that will not start an auto insurance policy with any rated driver having a suspended license. But the good news: there are many auto insurance companies that will allow a suspended driver to start a policy. However, the policy is issued on a conditional basis…..
 
For many drivers who are on the verge of having their license reinstated, obtaining auto insurance (and in many cases have a state filing attached to it) is usually the last step needed before their license becomes valid again. Many auto insurance companies understand that there is a catch 22 involved: You can’t get a license reinstated without auto insurance and you can’t get auto insurance without a valid license.  To solve this problem, some companies will allow you to start a policy before your license is reinstated.
 
But make no mistake, the policy is issued with the understanding that you will have a valid license very soon! Generally, you’re only given a few days to get your license situation straightened out (some companies may only give you a couple days). It won’t be long before they re-check your license status. If you don’t have a valid license by time they re-check, you will most likely be sent a cancellation notice.
So make sure you are ready to move quickly. Don’t buy your auto insurance policy until you’re set to get your license activated, and be ready to move quickly!
 
 
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