Whether you've just bought a boat or you're unhappy with your current boat insurance policy, there are many aspects of boat insurance that you're probably unaware of. There are some excellent boat insurance policies out there that offer great coverage for reasonable prices. But there are also some very lousy boat insurance policies that are very limited. Before you shop around for boat insurance, there's a few things you need to know about what to look for in a boat insurance policy. Here's a list of the key points you need to be aware of.
Summary: The difference between one boat insurance policy to the next can be drastically different. Be sure to find out exactly what coverage you're getting. And always check to see how much higher levels of different coverages will cost (in many cases, it's next to nothing).
Have fun. Be safe, and enjoy this year's boat season!
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Dan Lyles is an Independent Insurance Agent serving Ohio, Indiana, Michigan, Pennsylvania, Virginia and West Virginia..