Progressive Motorcycle Insurance Quote: Take Advantage of all the Available Discounts!

There's a reason why Progressive has become the #1 insurer for motorcyles, they offer the best rates and the best coverages. When you're getting a motorcycle insurance quote, you may not be aware of all the discounts Progressive offers. This article will show you the discounts available, and how much you can save with each discount by switching to Progressive.

• Advance quote discount - (up to 7%) - when you request a quote from Progressive at least one day before your policy starts, you will receive a discount. For example, if you wanted to start a motorcycle policy for April 1, and you get a quote today (March 19), your savings will be very significant.
• Responsible driver discount-  (up to 32%) - if all drivers on your policy have a clean driving and claims record, this discount can be huge!
• Homeowner discount - (up to 26%) -Big savings when you own a home or condo.
• Paid-in-Full discount - (up to 16%) - You save money by paying the full year's premium up front.
• Prior coverage discount -  (up to 18%) - Having continuous liability coverage on your motorcycle gets a discount. The higher the levels of liability coverage you currently have, the greater the discount.
• Multi-Vehicle discount - (up to 36%) - This one is huge! If you own multiple motorbike vehicles, you will definitely want to check out the rates on your other bikes. You may be very surprised at how little second, third and 4th bikes cost to insure. They need not be the same of bike. One can be a motorcycle, one an atv, one a moped, etc. Even if you do not need physical damage coverage on secondary bikes, the rates for liability coverage alone may be worth looking into. Some secondary bikes costs as little as $20 per year to insure (especially off-road and older motorcycles).
• Motorcycle license/endorsement discount - (up to 8%) - Applies when you have a valid motorcycle license or a motorcycle endorsement on your drivers license.

        
Smaller, yet significant discounts:

• Multi-Policy discount - (up to 5%) - Applies when you have other policies in force with Progressive.
• LoJack device discount - (up to 5%) - If you have chosen to carry comprehensive coverage (which covers theft), having a LoJack device will save you on your comprehensive part of the premium.
• Anti-Lock brakes discount (up to 5%) - This is one of the more overlooked discounts. If you have anti-lock brakes on your bike, be sure your agent knows about it.
• Safety course discount - (up to 3%) - Having taken a state approved safety course discount is another overlooked discount
• There are other discounts that apply once your Progressive motorcycle insurance policy stays in force for over 12 months (such as the Prompt payment and Claims free discounts). Those discounts are added automatically when the discount applies.

    
Now that you are familiar with many of the discounts Progressive motorcycle insurance offers, see how much money Progressive can save you. For those living in Ohio, Michigan, Pennsylvania, Indiana, Virginia and West Virginia, you can get an online motorcycle insurance quote with my agency.



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