If you own something collectible that is worth quite a lot of value, one thing you may have found is that attaching collectibles to your homeowners insurance as scheduled property provides very lousy coverage as far as what is covered and how much is covered. If you want to get maximum coverage for your collectibles at a minimum premium, you really need to check out American Collectors Insurance (ACI).
As a customer, ACI offers advantages that most companies don't:
What American Collectors Insurance covers:
What ACI DOES NOT INSURE!
How much does collectibles insurance cost?
For coverage of $10,000 or less, yearly premium is usually $75 per year. For coverage over $10,000, yearly premium is usually 0.75% of the coverage. This 0.75% rate includes all of the additional optional coverages that are usually not available on other collectible policies.
Why is collectible insurance with ACI better than other companies?
If you would like to get a quote with American Collectors Insurance, simply click on the link below and I will run your quote, and contact you with rates and answer any questions you have. And as always, I handle all quotes personally and privately, and do not share your information with anyone.
Get a Collectibles Insurance Quote with Lyles Insurance
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Video: Right Way and Wrong Way to Insure your Collectibles
Dan Lyles is an Independent Insurance Agent serving Ohio, Indiana, Michigan, Pennsylvania, Virginia and West Virginia..