For drivers who do not own vehicles, a named operator's policy is an affordable way to drive legally in their state. It is also the most affordable way for those who do not own vehicles to acquire a state filing (SR22 Bond), if they're required to carry one. Unlike a traditional auto insurance policy, coverage on a named operator's policy is limited. There is no comprehensive or collision coverage on a named operator policy. A named operator policy only provides liability coverage on any non-commercial auto that the named operator drives, thus any damage you do to the vehicle you are driving is YOUR responsibility! Depending on the state you live in, a named operator's may include medical coverage (In some states, it is required. In some states, it is optional. In some states, it is not available).
If you live in Ohio, Michigan, Pennsylvania, Indiana or West Virginia, you may get a named operator's policy quote here on my website by clicking on your state below. You can also learn more about auto insurance by clicking the link at the bottom.