Lyles Insurance has companies that can insure 95% of all boats and other watercraft. We can cover any single engine watercraft up to 500 horsepower and any dual engine watercraft up to 1000 horsepower. You can choose from a wide range of coverage. Click on our Boat Insurance quote form and see how much money you can save.
WARNING! : Many boat owners choose to insure their boats via endorsement on their homeowners policy. While this strategy will usually save you a few bucks, it provides much less protection than simply having an exclusive boat insurance policy. Before you make this mistake, be sure to compare the differences in coverage, to see the difference in value.
Beyond that, we offer coverages that are not available with many exclusive boat policies. This includes liability coverage for spills and cleanup, coverage on additional accessories such as fishing equipment, and a boat's version of "roadside assistance".
We also have companies that can cover boats that few companies will (such as wooden or steel boats).