|Posted on July 20, 2012 at 2:00 AM|
If you have collectible item(s) of high value, it's very simple to add an endorsement to your homeowners policy that provides the extra coverage you need (or so you think). However, have you ever really took a good look at the coverage provided for your collectible items? You might be very surprised!
Homeowner policies can vary greatly as far as what they cover and what they do not. But in general, the standard homeowners policy provides only limited protection as far as collectible items are concerned.
To get the best coverage, it's best to go with a company that specializes in insurance for collectibles. American Collectors Insurance is the leader in the field of insuring collectibles. Let me show you a comparison of the two policies side by side so you can see the difference:
There's no sense in paying for "partial" insurance coverage. American Collectibles Insurance is surprisingly affordable with much better coverage. The main difference? ACI have underwriters and claims reps who specialize in collectibles (not homes or automobiles). Not only do you get better coverage, but you also get better service.
To see which items ACI covers, click on the collectible items insurance page.
If you live in Ohio, Indiana, Michigan, Pennsylvania, Virginia or West Virginia, and would like to get a quote with American Collectors Insurance, my agency can provide you with a fast and easy online quote. I handle all quotes personally and privately.