on June 3, 2012 at 9:35 PM
Starting June 1, 2012, when your vehicle registration is up for renewal, you be be mailed info about West Virginia's new auto insurance verification program know as known as EIVP (Electronic Insurance Verification Program). This will allow the DMV and police officers to be able to instantly verify that you have a valid auto insurance liability policy in force. This EIVP program is not new. It was passed in 2010. Now, we are entering the next phase in implementing the program. Here are the key points to the new law:
- By Jan. 1, 2014, all auto insurance companies must print what is known as a NAIC number on every auto insurance policy. This NAIC number is the link between your vehicle registration and auto insurance. If you get pulled over, cops will now be able to run your insurance info. If your auto insurance policy has lapsed, they will instantly know about it! The West Virginia DMV will soon require this NAIC number when you need to renew a registration or make other changes.
- Just because insurance companies have 19 months left to be compliant with the program, don't make the mistake of thinking you can drive that long without insurance without getting caught! Most companies will become compliant much sooner than that. Gone are the days of making a down payment on your insurance policy and then lapsing on your payments for the rest of the policy period!
- Because the NAIC number is primarily identified by the vehicle, it is very important that both the DMV and your insurance company have the correct VIN# of your vehicle(s). Having a digit or two off could mean hassles and possibly a license suspension.
If you do not currently carry valid auto insurance, your days of getting by without are numbered! Better to be safe than sorry and comply with the insurance laws a.s.a.p.!
Get an auto insurance quote with my agency and see how much you can save!